Privacy Policy
Last Updated December 19, 2022
SaveMillionaire recognize the importance of maintaining the privacy of personal information about our current and prospective clients.
As used in this privacy policy, personal information means information about an individual that is collected or maintained for business purposes and by which the individual can be identified. Please note that information by which an individual cannot be identified (for example, anonymous, de-identified, or aggregate information) is not considered personal information and therefore is not subject to this policy.
This policy is reviewed annually and updated to reflect any changes.
We implement and maintain physical, administrative, technical and organizational measures designed to protect personal information and we regularly adapt these controls to respond to changing requirements and advances in technology.
At SaveMillionaire, we restrict access to personal information to those who require it to develop, support, offer and deliver products and services to you and to operate our business.
SaveMillionaire does not share or sell personal information about our clients with unaffiliated third parties for use in marketing their products and services. We may share personal information with the following entities:
Our service providers are obligated to keep the personal information we share with them confidential and use it only to provide services specified by SaveMillionaire.
In addition, if you choose to use or indicate your interest in using a product, service that is offered by a third party and made available through SaveMillionaire, we may share personal information with that third party in connection with your use or interest of that product or service offering.
Based on the nature of your relationship with SaveMillionaire, we may exchange information with other third parties as described below:
We may provide personal information about you to various
SaveMillionaire affiliates including internal service providers which perform, for example, printing, mailing, and data processing services.
If you interact with SaveMillionaire directly as an individual (including joint account holders), we may provide certain information about you to SaveMillionaire affiliates, such as our affiliate insurance companies, for their use in marketing products and services as allowed by law.
When you interact with us by using our websites, online services or applications that are owned and controlled by SaveMillionaire or via electronic communications, SaveMillionaire manages personal information in accordance with all of the practices and safeguards described in this policy.
When you use or interact with us, we (or our service providers on our behalf) may automatically collect technical and navigational and location information, such as device type, browser type, Internet protocol address, pages visited, and average time spent. We use this information for a variety of purposes, such as maintaining the security of your session, facilitating site navigation, improving the design and functionality of our digital offerings and electronic communications, and personalizing your experience. Additionally, the following policies and practices apply when you are online.
Cookies and similar technologies:
SaveMillionaire and our third-party service providers may use cookies and similar technologies (“cookies”) to support the operation of and maintain our offerings. Cookies are small amounts of data that a website or online service exchanges with a web browser or application on a visitor’s device (for example, computer, tablet, or mobile phone). Cookies help us to collect information about users of our digital offerings, including date and time of visits, pages viewed, amount of time spent using our offerings, or general information about the device used to access our offerings. SaveMillionaire cookies are also used for security purposes and to personalize your experience, such as customizing your screen layout.
Both SaveMillionaire and third-party service providers we hire may use cookies and other technologies, such as web beacons, pixel tags, or mobile device ID, in online advertising as described below. Most browsers and mobile devices offer their own settings to manage cookies. If you use those settings to refuse or delete cookies it may negatively impact your experience using our offerings, as some features and services on our offerings may not work properly. For example, you may not be able to sign in and access your account, or we may not be able to recognize you, your device, or your online preferences. Depending on your device and operating system, you may not be able to delete or block all cookies.
We may collect analytics data or use third-party analytics tools such as Google Analytics to help us measure traffic and usage trends for our digital offerings and to understand more about the demographics of our users. You can learn more about Google’s practices with Google Analytics by visiting Google’s privacy policy. You can also view Google’s currently available opt-out options.
Advertising on SaveMillionaire Offerings:
SaveMillionaire advertises on its own offerings and when we do, we may use information about your relationship with us, such as the types of accounts you have, to tailor advertisements and communications about SaveMillionaire and third-party products and services that may be of interest to you.
We may also use third-party service providers to help us determine which SaveMillionaire products and services may be of interest to you. These service providers may use cookies and other technologies to collect for us information about your activity on SaveMillionaire offerings. We and our service providers use such information to analyze the effectiveness of our advertising and the usage of our offerings. For example, we may analyze the browsing patterns while visiting a SaveMillionaire website and responses to advertisements and promotions shown on our offerings. Such service providers may only collect and use such information for purposes specified by SaveMillionaire and not for their own purposes.
Advertising on Non-SaveMillionaire Offerings:
SaveMillionaire also advertises our products and services on offerings not affiliated with SaveMillionaire and we contract with third-party advertising companies to display these ads. These third-party advertising companies may use cookies and similar technologies to collect technical and web navigational information, such as device type, browser type, Internet protocol address, and pages visited.
SaveMillionaire and these third-party online advertising companies may use the data collected, along with other information we have about you and your SaveMillionaire relationships, to serve relevant ads to you. The advertisements may be relevant to your interests, as determined by your activity on SaveMillionaire and non-SaveMillionaire websites. These advertisements are known as “interest-based advertisements”.
You may opt-out of receiving interest-based advertisements from online advertising companies, including those used by SaveMillionaire, by clicking on the AdChoices icon and following the opt-out instructions. .
If you generally want to “opt out” of receiving online interest-based advertisements on your internet browser from advertisers and third parties that participate in a self-regulatory programs like the Digital Advertising Alliance DAA program or the Network Advertising Initiative (NAI), please follow the instructions at WebChoices: Digital Advertising Alliance’s Consumer Choice Tool for Web US (aboutads.info) and NAI Consumer Opt Out (networkadvertising.org) to place an “opt-out” cookie on your device indicating that you do not want to receive interest-based advertisements. If you want to “opt out” of receiving online interest-based advertisements on mobile devices, please follow the instructions at YourAdChoices.com | AppChoices and Mobile Opt Out – NAI: Network Advertising Initiative (thenai.org).
Third Party websites, online service, and content:
Our offerings may contain links to third party websites and online services and may include embedded content that is hosted by third parties. This policy does not address the privacy, security, cookie policy and settings, or other practices of the third parties that provide such websites, online services, or content, and we are not responsible for the privacy practices or the content of these other websites, online services, or content providers. If you use a link to another website or online service or view third party content (for example, an embedded video), please consult the privacy policy for that website/or online service for additional information on their privacy practices and advertising opt-out instructions.
Children’s privacy:
In general, SaveMillionaire’s digital offerings are not directed to individuals under the age of thirteen (13). SaveMillionaire does not intentionally collect information on SaveMillionaire websites from those we know are under 13, and we request that these individuals do not provide personal information through our offerings. If we do provide an offering that is intended to be used by individuals under the age of thirteen, it will have a separate privacy policy.
If you are a former customer, these policies also apply to you; we treat your information with the same care as we do information about current clients.
SaveMillionaire offers several options for accessing and, if necessary, correcting your account information. You can review your information using your statements, or through our automated telephone or our offerings. You may also write or call us with your request for information. If we serve you through a professional affiliate, please contact them directly. Specific Internet addresses, mailing addresses and telephone numbers are listed on your statements and other correspondence.
